{{- $u := urls.Parse .Destination -}}
{{- $url := .Destination -}}
{{- if and (not $u.Scheme) (strings.HasSuffix $u.Path ".md") -}}
  {{- with $.Page.GetPage $u.Path -}}
    {{- $url = .RelPermalink -}}
    {{- with $u.RawQuery }}{{ $url = printf "%s?%s" $url . }}{{ end -}}
    {{- with $u.Fragment }}{{ $url = printf "%s#%s" $url . }}{{ end -}}
  {{- end -}}
{{- end -}}
<a href="{{ $url | safeURL }}"{{ with .Title }} title="{{ . }}"{{ end }}>{{ .Text | safeHTML }}</a>